a man and a woman sitting on a lawn in front of a row of houses
a man and a woman sitting on a lawn in front of a row of houses
black fireplace with brown wooden frame
black fireplace with brown wooden frame
white round table with 2 chairs
white round table with 2 chairs

Residential Lending

We are dedicated to providing a diverse range of residential loan options tailored to meet the unique needs of our clients across California and Arizona. From FHA and VA loans ideal for first-time homebuyers to USDA loans for those in rural areas, we offer a variety of government-backed options with competitive terms. Our conventional loans cater to a wider range of borrowers, while specialized options like DSCR loans and bank statement loans accommodate investors and self-employed individuals. For borrowers with unique circumstances, we provide non-QM loans and financing for non-warrantable condos. Homeowners can tap into their equity with options like bridge loans, HELOCs, and standalone second mortgages. We also offer financing for new construction projects through construction-to-permanent loans, along with reverse mortgages for seniors seeking financial flexibility. With our expertise and dedication to personalized service, we strive to empower our clients to achieve their homeownership goals with confidence and ease.